Malpractice Professional Liability
Insurance for Chiropractors
We provide Chiropractor Malpractice Professional Liability at
the most reasonable prices in Canada without having to pay agency fees, service fees or joining another
association just to purchase their group policy. On average we save Canadian Chiropractors $400 or more
with no additional charges and /or hidden fees and can provide coverage for those non-regulated services
that other insurance programs will not provide.
We have Specialized in Professional Liability since our
inception in 1981.
Professional Liability Insurance protects Licensed
Chiropractors from incidents arising from services rendered as a
Chiropractor, subject to the terms, conditions and exclusions under the policy. It protects you for liability
arising from negligence while rendering or failure to render professional
Coverage is provided for damages resulting from
negligent acts, errors or omissions in the conduct of professional services as a Chiropractor including Acupuncture
and Osteopaths. Cost of defense even where the insured is found at fault. Prior acts coverage claims arising from
acts, errors or omissions committed or alleged to have been committed prior to the inception date of the insurance
and which are unknown at the time of the insurance application.
- Comprehensive "Claims
- Criminal cost defense costs
- Reimbursement for Coronor's inquest $25,000
- Disciplinary Legal Expense reimbursment $25,000
- Disciplinary Legal Expense reimbursment $10,000 for sexual
- Legal expense reimbursement investigation coverage
- Retroactive Date: Date of initial purchase
of continuous claims made coverage (otherwise inception of policy)
- Prior Acts coverage included
- Extended Reporting Period: Automatic 30 days in the event of non-renewal or cancellation
(for other than nonpayment of premium) at no charge.
- No additional charge for entity coverage
for sole proprietors operating Personal Service Corporations.
- No charge for staff (including secretaries)
and students under your supervision
- CGL and Property coverage
- automatic Retirement option for additional 5 years
* please consult
your actual wording as claims are only paid based upon policy issued.
Chiropractors provide services outside of the Scope of Practice as a Chiropractor. We are able to meet
those needs as part of a Chiropractor Professional liability policy or as a stand alone policy for those
additional professional services only.
requests include Holistic counselling, LIfe work coaching, Psych-K, Somato Emotion Release, Emotional Freedom
Technique, Homeopathy, Cransioscral Therapy and Total Body modification.
In addition to
the above, we have specialized programs for Acupunture, Osteopathy, Massage, Sports Therapy, Rehabilitation,
Traditional Chinese Medicine, Homeopathy, Naturpathy and over 150 other
Apply for Coverage:
Annual Rates starting at $1,650 for $1,000,000 per claim /
$3,000,000 annual aggregate
Coverage meets the requirements for
To apply for coverage download -> Program application
For payment options click
Holman Insurance Brokers Ltd.
3100 Steeles Ave. East Suite 101